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Are You Investing To Your Full Potential?

Most people aren't sure if their portfolios are in line with their goals and tolerance for risk. Our team provides comprehensive advice and financial services designed specifically to help our clients realize their full potential. Call or e-mail the professionals* at Maffe Financial Group,  Inc. to schedule a free consultation and find out how we can help you achieve your goals.

We expend so much energy, and work
so diligently.  Yet, so often we fail to truly
make the most of life's opporunities.

*Some of our associates at Maffe Financial Group are Investment Advisor Representatives of Equity Services, Inc., a Broker/Dealer and Registered Investment Advisor.  These representatives can offer their clients comprehensive financial plans and services, including access to a web-based wealth management system, designed so that you may securely view all of your finances in one location and keep you up-to-date with powerful analysis tools that track changes in your assets and changes in your life. 
Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

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Newsletters

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Balancing Stability and Growth

An investor who is 2 or 3 decades from retirement could decide to be more aggressive in pursuing investment growth than someone approaching retirement. Even though investors address this by transitioning to a more conservative asset allocation, they still need to seek growth while balancing the desire for principal preservation. This article offers some factors to consider.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

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